Is personal property coverage the sole coverage in the event you are in an at-fault auto accident? Guide PDF

Is personal property coverage the sole coverage in the event you are in an at-fault auto accident? Topic: How to start insurance agency
July 24, 2019 / By Anakin
Question: If this is true, this would mean that many state minimums allow for people to carry coverages that would not adequately cover the other drivers car if you are in an at-fault accident. I've always been told that there's no need to have anything more than the state minimum unless you have assets that are likely to be seized in the event that you are sued. But now, I'm beginning to question this logic. There are many cars sold now exceed the payouts of many states minimum property damage coverage which would actually prompt someone to sue due to insufficient coverage. What I do no, is no one wants to have their insurance company pick up the tab because for you they have to pay a deductible and it will also be a chargeable incident which means you'd be subject to a rate hike. I'm looking for a clear answer, insurance companies aren't the best to advise because they are in the business of sales and will convince you that you want to protect assets you did not have with exuberant coverages. For some reason, I've always thought property damage covered non-vehicles for those people who run into homes, stores, etc. Very concerning if what I'm thinking is true, as it would mean I do not carry adequate coverage. Please enlighten me. I'm a fairly new driver who is starting to see my rates decrease to the point where additional coverages are affordable. Please try to be understanding that everyone isn't in the insurance industry and does not know (or care to know) the politically correct terms. I came to Yahoo Answers with this question as it was not being answered correctly online or through sales reps. Unfortunately, you'd be surprised how many people don't know how their deductibles work. I've always gone on what I've been told by people I know personally and insurance agencies - additional coverage protects assets. Where to download the user manual how to start insurance agency PDF? Thanks!
Best Answer

Manual PDF How to start insurance agency

Topsey Topsey

Hi! Look at this handbook how to start insurance agency, you can download it for free and without registration 😇, you may will see the answer to the dilemma! All the best

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